Earn Rewards up to 50x FASTER than 1% Rewards Cards
Introducing the new ePlate The electronic credit card that's like
having over 50 rewards cards in one.
Choose a reward. Press a button. Swipe.
Get that button's reward.
Apply Now
Choose from over 50 rewards. All better than 1% rewards cards. Better air dollars. More cash back. Earn unique rewards 50x - even 100x - faster than 1% rewards cards.
Cash Rewards
Select UMB CashPerks+. Earn 25% more
cash back than with a 1% cash back card.
Earn 1.25% cash back
for every dollar you spend.
Learn More
Collectible Rewards
Select Radical Comics. Earn exclusive comics
Collect signed memorabilia available only to ePlate cardholders
Learn More
Entertainment Rewards
Select MovieTickets.com.
Earn chances to win movie tickets.
Earn entries into movie caption
contests to win movie tickets
Learn More
Charity Rewards
Select Amnesty International.
Support human rights with every purchase.
Contribute to Amnesty International
and support human rights worldwide
Learn More
How it Works
Go online to explore and choose from dozens of rewards.  Set the reward for the two buttons on your ePlate.  Change them instantly online at any time.  When making a purchase, push a button for the reward you want.  See it light up.
Swipe.  And, get that button's reward.  It’s that easy!
Learn more about how ePlate works

Earn rewards even faster
Pick the ePlate that works best for you
Cash Back on Purchases (Statement Credit) 1.00% 1.25%
Air Dollars on Purchases ($250 Vouchers) 1.00% 1.35%
Earn other ePlate rewards twice as fast
Here are some examples:
$ Spend Required
Upper Deck Digital Card
$20 Coffee of the Month
Standard Rewards
($0 per year)
Up to Double Rewards
($99 per year)
Choose your ePlate
Start by registering with Dynamics

† ePlate carries a $99 rewards upgrade fee applied annually. ‡ ePlateEZ has no rewards upgrade fee.
Click here for the costs of the cards. For the terms that apply to a Dynamics account, including Dynamics privacy policy, click here. By pressing CONTINUE TO APPLICATION, you will be redirected to the website for UMB Bank at which you can make an application for the Dynamics ePlate Visa® credit card, which is issued by UMB Bank, n.a.