cardholder benefits
	- The card simplifies the wallet for a frequent traveler, allowing a user to have multiple accounts on a single credit card.
 
	- Provides ultimate convenience — a cardholder can carry a single payment card and select account at the point of sale.
 
issuer benefits
	- The Multi-Network card generates new accounts — has strong appeal with international travelers who value convenience and simplicity.
 
	- Combining multiple networks onto one card increases spend by enabling more utilization.
 
	- Creates competitive spend shift — customers can leave the country with a single card.
 
 
    combining cards saves a variety of expenses

Cost savings based on a $5 per card cost with several factors, including:
	- EMV/contactless cards
 
	- Stripe, EMV, RFID persos
 
	- Fulfillment packages
 
	- Postage stamps
 
	- Call center/account activations
 
 
    
financial benefit of combining multiple accounts on 1 card
    
cost savings from combining multiple cards
 
    
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card revenue from increased lift
 
    
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card revenue from decreased attrition
 
    
>$200 card life benefit